Affordable Credit Repair Plans For Everyone
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all new clients must fill out form below to get started
Subscription Plans
Advanced Plan $150
The Advanced Plan Runs at $150 a month this plan comes with electronic mailing of up to 20 letters per month, All of your credit accounts are disputed at once every month which includes Collection Accounts, Charge Offs, Hard Inquiries, and Late Payments. This Plan offers the fastest results, this plan also does not require a start up fee.
Basic Plan $75
The Basic Plan Runs At $75 a month which comes with electronic mailing of up to 20 letters per month We would focus on 2 sections at a time each month which includes Collection Accounts, Charge Offs, Hard Inquiries, and Late Payments this basic plan has a one time start up fee of $25.
Self Mailing Plan $30
The Self Mailing Plan Runs At $30 a Month basically with this plan all your letters, Documents and templates would get prepared for you every month and sent to your email and all you would have to do is Print Them Out And Send Them Individually Via USPS Mail we would also Guide you On How To Properly Send Them Once You have them Printed out this self mailing plan has a start up fee of $25.
Please Keep In Mind All Clients Are Required To Register For Refresh.me prior to starting any disputes If They haven’t done so already which is $24.99 and that is separate from The Plans Listed Above Doing so will Allow Access for Both The Disputer And Client To Be Able To View And Access Monthly Credit Reports, All Subscriptions Comes With A Client Portal Thats Linked To The Disputers Software Not Only Will You Be Able To Stay Up To Date With The Progress Of Your Credit Dispute Process You Will Also Be Able To View Your Credit Score And Other little Cool Features Through The Client Portal.
Verification Documents
Please Note We Only Dispute From The Following 3 Credit Bureaus Including Creditors.
If you are writing to request assistance regarding your TransUnion, Experian, or Equifax credit report (i.e., dispute, fraud alert, security freeze, a copy of your credit report), please also include a copy of a document from each of the two categories below:
One item to validate ID such as:
Valid driver's license
Social Security card
Pay stub
W2 form
1099 form
Court documents for legal name change
Birth certificate
Passport
Marriage certificate
Divorce decree
State ID
Military ID
AND one item to validate address such as:
Valid driver's license
Utility bill with the correct address (gas, water, cable, residential phone bill)
Cell phone bill
Pay stub
W2 form
1099 form
Rental lease agreement/house deed
Mortgage statement
Bank statement
State ID
Please note, when you provide documents, including a letter, to TransUnion, Experian, or Equifax as part of your dispute, the documents may be submitted to one or more companies whose information are the subject of your dispute.
Things To Know
- Disputing items on your credit report may take time and patience due to the fact that Credit bureaus typically have 30 days to investigate and respond to a dispute after receiving the dispute letter. The investigation period can be extended to 45 days in some circumstances.
- keeping your credit utilization percent below 30% will help increase your credit score. Avoid Maxing Out your Credit Cards.
- have you ever wondered how creditors get ahold of your new phone number? creditors and other companies may use LexisNexis and Innovis to find people and their financial information. LexisNexis and Innovis provides tools that can help creditors verify identities and find debtors, we advice you freeze these 2 accounts, click icons below to fill out the forms.
